Kotak Medium Term Fund Datagrid
Category Medium Duration Fund
BMSMONEY Rank 4
Rating
Growth Option 16-06-2026
NAV ₹24.12(R) +0.03% ₹27.06(D) +0.03%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.97% 7.78% 6.43% 6.79% 6.81%
Direct 7.0% 8.82% 7.49% 7.83% 7.81%
Benchmark
SIP (XIRR) Regular 5.7% 5.42% 4.14% 5.44% 6.07%
Direct 6.72% 6.43% 5.14% 6.49% 7.1%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.07 0.5 0.7 0.68% -0.56
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.64% -0.11% -0.97% 0.83 1.25%
Fund AUM As on: 30/12/2025 2042 Cr
Top Medium Duration Fund
Fund Name Rank Rating
Aditya Birla Sun Life Medium Term Plan 1
Icici Prudential Medium Term Bond Fund 2
Nippon India Medium Duration Fund 3
Kotak Medium Term Fund 4
Axis Strategic Bond Fund 5

NAV Date: 16-06-2026

Scheme Name NAV Rupee Change Percent Change
Kotak Medium Term Fund - Standard Income Distribution cum capital withdrawal option 14.81
0.0000
0.0300%
Kotak Medium Term Fund - Growth 24.12
0.0100
0.0300%
Kotak Medium Term Fund - Direct Growth 27.06
0.0100
0.0300%
Kotak Medium Term Fund - Direct - Standard Income Distribution cum capital withdrawal option 27.07
0.0100
0.0300%

Review Date: 16-06-2026

Beginning of Analysis

In the Medium Duration Fund category, Kotak Medium Term Fund is the 5th ranked fund. The category has total 12 funds. The 4 star rating shows a very good past performance of the Kotak Medium Term Fund in Medium Duration Fund. The fund has a Jensen Alpha of 0.68% which is higher than the category average of 0.33%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 1.07 which is higher than the category average of 0.81.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Medium Duration Mutual Funds are ideal for investors seeking a balanced risk-return profile with a medium-term investment horizon. These funds invest in debt and money market instruments with a portfolio duration of 3 to 4 years, offering moderate returns with relatively lower risk compared to long-duration funds. While they are less sensitive to interest rate changes than long-duration funds, they still carry some interest rate and credit risk. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help optimize risk-adjusted returns.

Kotak Medium Term Fund Return Analysis

  • The fund has given a return of 1.64%, 1.78 and 2.83 in last one, three and six months respectively. In the same period the category average return was 1.6%, 1.72% and 2.98% respectively.
  • Kotak Medium Term Fund has given a return of 7.0% in last one year. In the same period the Medium Duration Fund category average return was 5.96%.
  • The fund has given a return of 8.82% in last three years and ranked 2.0nd out of fourteen funds in the category. In the same period the Medium Duration Fund category average return was 7.83%.
  • The fund has given a return of 7.49% in last five years and ranked 3rd out of twelve funds in the category. In the same period the Medium Duration Fund category average return was 7.37%.
  • The fund has given a return of 7.81% in last ten years and ranked 5th out of twelve funds in the category. In the same period the category average return was 7.19%.
  • The fund has given a SIP return of 6.72% in last one year whereas category average SIP return is 6.28%. The fund one year return rank in the category is 5th in 13 funds
  • The fund has SIP return of 6.43% in last three years and ranks 3rd in 13 funds. Aditya Birla Sun Life Medium Term Plan has given the highest SIP return (8.77%) in the category in last three years.
  • The fund has SIP return of 5.14% in last five years whereas category average SIP return is 4.71%.

Kotak Medium Term Fund Risk Analysis

  • The fund has a standard deviation of 1.64 and semi deviation of 1.25. The category average standard deviation is 1.54 and semi deviation is 1.11.
  • The fund has a Value at Risk (VaR) of -0.11 and a maximum drawdown of -0.97. The category average VaR is -0.38 and the maximum drawdown is -0.61. The fund has a beta of 0.8 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Medium Duration Fund Category
  • Good Performance in Medium Duration Fund Category
  • Poor Performance in Medium Duration Fund Category
  • Very Poor Performance in Medium Duration Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 1.56
    1.55
    		1.33 | 1.77 5 | 14 Good
    3M Return % 1.53
    1.55
    		0.80 | 1.95 9 | 14 Average
    6M Return % 2.34
    2.64
    		1.43 | 4.78 10 | 14 Average
    1Y Return % 5.97
    5.28
    		2.83 | 8.14 4 | 14 Very Good
    3Y Return % 7.78
    7.13
    		5.09 | 9.68 2 | 14 Very Good
    5Y Return % 6.43
    6.68
    		4.08 | 11.89 5 | 12 Good
    7Y Return % 6.79
    6.31
    		2.48 | 9.42 5 | 12 Good
    10Y Return % 6.81
    6.47
    		3.27 | 8.54 6 | 12 Good
    1Y SIP Return % 5.70
    5.49
    		3.19 | 8.47 6 | 12 Good
    3Y SIP Return % 5.42
    4.93
    		2.85 | 7.98 4 | 12 Good
    5Y SIP Return % 4.14
    4.00
    		1.86 | 7.74 4 | 10 Good
    7Y SIP Return % 5.44
    5.33
    		3.04 | 9.61 3 | 10 Very Good
    10Y SIP Return % 6.07
    5.76
    		3.81 | 9.01 5 | 10 Good
    Standard Deviation 1.64
    1.54
    		1.23 | 1.93 12 | 14 Average
    Semi Deviation 1.25
    1.11
    		0.93 | 1.25 14 | 14 Poor
    Max Drawdown % -0.97
    -0.61
    		-0.97 | -0.29 14 | 14 Poor
    VaR 1 Y % -0.11
    -0.38
    		-0.75 | 0.00 4 | 14 Very Good
    Average Drawdown % -0.36
    -0.31
    		-0.48 | -0.18 11 | 14 Average
    Sharpe Ratio 1.07
    0.81
    		-0.39 | 1.90 4 | 14 Very Good
    Sterling Ratio 0.70
    0.67
    		0.48 | 0.93 6 | 14 Good
    Sortino Ratio 0.50
    0.44
    		-0.14 | 1.47 6 | 14 Good
    Jensen Alpha % 0.68
    0.33
    		-1.64 | 3.26 5 | 14 Good
    Treynor Ratio -0.56
    -0.66
    		-0.96 | -0.56 1 | 14 Very Good
    Modigliani Square Measure % 7.75
    7.28
    		5.12 | 9.22 4 | 14 Very Good
    Alpha % 0.50
    -0.16
    		-2.05 | 2.50 2 | 14 Very Good
    Return data last Updated On : June 16, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 1.64 1.60 1.39 | 1.80 4 | 14 Very Good
    3M Return % 1.78 1.72 1.01 | 2.12 8 | 14 Good
    6M Return % 2.83 2.98 1.88 | 5.18 9 | 14 Average
    1Y Return % 7.00 5.96 3.67 | 8.95 4 | 14 Very Good
    3Y Return % 8.82 7.83 6.00 | 10.48 2 | 14 Very Good
    5Y Return % 7.49 7.37 5.02 | 12.70 3 | 12 Very Good
    7Y Return % 7.83 7.00 3.07 | 10.19 4 | 12 Good
    10Y Return % 7.81 7.19 3.98 | 9.32 5 | 12 Good
    1Y SIP Return % 6.72 6.28 4.06 | 9.29 5 | 13 Good
    3Y SIP Return % 6.43 5.68 3.72 | 8.77 3 | 13 Very Good
    5Y SIP Return % 5.14 4.71 2.73 | 8.52 2 | 11 Very Good
    7Y SIP Return % 6.49 6.08 3.96 | 10.41 3 | 11 Very Good
    10Y SIP Return % 7.10 6.57 4.41 | 9.78 5 | 11 Good
    Standard Deviation 1.64 1.54 1.23 | 1.93 12 | 14 Average
    Semi Deviation 1.25 1.11 0.93 | 1.25 14 | 14 Poor
    Max Drawdown % -0.97 -0.61 -0.97 | -0.29 14 | 14 Poor
    VaR 1 Y % -0.11 -0.38 -0.75 | 0.00 4 | 14 Very Good
    Average Drawdown % -0.36 -0.31 -0.48 | -0.18 11 | 14 Average
    Sharpe Ratio 1.07 0.81 -0.39 | 1.90 4 | 14 Very Good
    Sterling Ratio 0.70 0.67 0.48 | 0.93 6 | 14 Good
    Sortino Ratio 0.50 0.44 -0.14 | 1.47 6 | 14 Good
    Jensen Alpha % 0.68 0.33 -1.64 | 3.26 5 | 14 Good
    Treynor Ratio -0.56 -0.66 -0.96 | -0.56 1 | 14 Very Good
    Modigliani Square Measure % 7.75 7.28 5.12 | 9.22 4 | 14 Very Good
    Alpha % 0.50 -0.16 -2.05 | 2.50 2 | 14 Very Good
    Return data last Updated On : June 16, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Kotak Medium Term Fund NAV Regular Growth Kotak Medium Term Fund NAV Direct Growth
    16-06-2026 24.1243 27.0635
    15-06-2026 24.1174 27.055
    12-06-2026 24.0922 27.0246
    11-06-2026 24.0685 26.9973
    10-06-2026 24.079 27.0084
    09-06-2026 24.0706 26.9982
    08-06-2026 24.0049 26.9238
    05-06-2026 23.9686 26.8809
    04-06-2026 23.8943 26.7969
    03-06-2026 23.8873 26.7884
    02-06-2026 23.8908 26.7916
    01-06-2026 23.8849 26.7842
    29-05-2026 23.8473 26.74
    27-05-2026 23.8559 26.7483
    26-05-2026 23.8389 26.7285
    25-05-2026 23.8257 26.7129
    22-05-2026 23.7816 26.6615
    21-05-2026 23.7722 26.6501
    20-05-2026 23.7906 26.6701
    19-05-2026 23.7806 26.6582
    18-05-2026 23.7533 26.6269

    Fund Launch Date: 28/Feb/2014
    Fund Category: Medium Duration Fund
    Investment Objective: The investment objective of the scheme is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. There is no assurance or... guarantee that the investment objective of the scheme will be achieved
    Fund Description: An open-ended medium term debt scheme investing in instruments such that the macaulay duration of the portfolio is between 3 years and 4 years
    Fund Benchmark: NIFTY Medium Duration Debt Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.